/* Higginson Advisory — site styles */
:root{
  --paper:#F8FAFC;--ink:#0F172A;--sec:#334155;--soft:#475569;--muted:#64748B;--faint:#94A3B8;
  --line:#E2E8F0;--line2:#CBD5E1;--slate:#52708F;--slate2:#47617D;--fill:#5D7290;
  --tint:#EEF2F7;--sel:#E3EAF2;--navy:#1E293B;--orange:#C2703E;
  --serif:'Source Serif 4',Georgia,serif;--sans:'IBM Plex Sans',system-ui,sans-serif;--mono:'IBM Plex Mono',monospace;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:15.5px;line-height:1.6;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:#3F5876}
a:hover{color:var(--orange)}
::selection{background:rgba(93,114,144,.25)}
:focus-visible{outline:2px solid var(--slate);outline-offset:2px}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.15;margin:0;text-wrap:pretty}
h1{font-size:clamp(32px,4.6vw,56px);line-height:1.12;letter-spacing:-.01em}
h2{font-size:clamp(26px,3.2vw,34px)}
h3{font-size:clamp(20px,2.4vw,24px)}
h1 em,h2 em{color:var(--slate)}
p{margin:0}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
.kick{font-family:var(--mono);font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--slate);font-weight:500}
.mono{font-family:var(--mono)}
.muted{color:var(--soft)}
.lede{color:var(--soft);font-size:17px}
.skip{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px 14px;z-index:99;border-radius:8px}
.skip:focus{left:8px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--navy);color:#F8FAFC;padding:11px 22px;border-radius:8px;font-size:15px;font-weight:500;text-decoration:none;border:0;cursor:pointer;min-height:44px;transition:background .15s ease}
.btn:hover{background:#0F172A;color:#F8FAFC}
.btn.lg{padding:13px 24px}
.btn.inv{background:#F8FAFC;color:var(--navy);font-weight:600}
.btn.inv:hover{background:var(--line);color:var(--navy)}
.btn2{display:inline-flex;align-items:center;justify-content:center;background:#fff;border:1px solid var(--line2);color:var(--navy);padding:11px 20px;border-radius:8px;font-size:15px;font-weight:500;text-decoration:none;min-height:44px;transition:border-color .15s ease}
.btn2:hover{border-color:var(--faint);color:var(--navy)}
.lnk{font-size:14.5px;font-weight:500;color:#3F5876;display:inline-flex;align-items:center;min-height:44px;text-decoration:underline;text-underline-offset:3px}
.row{display:flex;flex-wrap:wrap;gap:14px;align-items:center}

/* nav */
nav.top{position:fixed;top:0;left:0;right:0;z-index:60;backdrop-filter:blur(12px);background:rgba(248,250,252,.92);border-bottom:1px solid var(--line)}
#progressbar{height:2px;width:0;background:var(--orange)}
.navbar{height:64px;display:flex;align-items:center;gap:18px}
.brand{display:flex;align-items:center;text-decoration:none;flex:none}
.brand img{height:36px}
.navlinks{display:flex;align-items:center;gap:2px;list-style:none;margin:0 0 0 auto;padding:0}
.navlinks a{color:var(--soft);text-decoration:none;font-size:14px;padding:10px 12px;display:inline-flex;align-items:center;min-height:44px;border-radius:8px}
.navlinks a:hover{color:var(--ink)}
.navlinks a[aria-current="page"]{color:var(--ink);font-weight:600}
.navlinks .btn{margin-left:10px;padding:9px 18px;font-size:14px;color:#F8FAFC}
.navlinks a.btn:hover{color:#F8FAFC}
.menubtn{display:none}

/* layout */
.hero{padding:140px 0 72px}
.sec{padding:80px 0 30px}
.g2{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.8fr);gap:56px;align-items:center}
.g2.wide{grid-template-columns:minmax(0,1.1fr) minmax(0,.6fr)}
.g2.narrow{grid-template-columns:minmax(0,1.1fr) minmax(0,.55fr)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,280px),1fr));gap:18px}
.cards.big{grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:26px;box-shadow:0 1px 2px rgba(15,23,42,.04)}
a.card{display:flex;flex-direction:column;gap:10px;text-decoration:none;color:var(--ink);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
a.card:hover{transform:translateY(-3px);box-shadow:0 8px 24px rgba(15,23,42,.09);border-color:var(--line2);color:var(--ink)}
.band{background:var(--tint);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:52px 0}
.plate{background:var(--tint);border:1px solid var(--line);border-radius:16px;padding:44px 40px}
.dark{background:var(--navy);border-radius:16px;padding:46px 42px;color:#CBD5E1}
.dark h2{color:#F8FAFC}
.dark .kick{color:#8FA7C0}
.dark a:not(.btn){color:#CBD5E1}
.callout{border-left:3px solid var(--orange);padding-left:18px;color:var(--sec);font-size:15.5px}
.meta{font-family:var(--mono);font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.meta.hot{color:var(--orange)}
.price{color:var(--slate);font-size:14px;font-weight:600}
.li{display:flex;gap:10px;font-size:13.5px;color:var(--sec)}
.li span:first-child{color:var(--orange)}
hr.thin{border:0;height:1px;background:var(--line);margin:20px 0}

/* interactive */
.stagetabs{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,150px),1fr));gap:10px}
.stagetab{display:flex;flex-direction:column;gap:3px;align-items:flex-start;text-align:left;padding:12px 14px;border-radius:10px;cursor:pointer;font:inherit;color:var(--ink);border:1px solid var(--line);background:#fff;box-shadow:0 1px 2px rgba(15,23,42,.04);min-height:44px;transition:border-color .2s ease,background .2s ease}
.stagetab.on{border-color:var(--fill);background:var(--sel);box-shadow:none}
.stagetab .n{font-family:var(--mono);font-size:10.5px;letter-spacing:.1em;color:var(--faint)}
.stagetab.on .n{color:var(--slate2)}
.stagetab .nm{font-size:15.5px;font-weight:600}
.dimtabs{display:flex;flex-wrap:wrap;gap:8px}
.dimtab{font:inherit;font-size:13px;font-weight:500;cursor:pointer;padding:10px 15px;border-radius:999px;color:var(--soft);border:1px solid var(--line2);background:#fff;min-height:44px;transition:all .2s ease}
.dimtab.on{color:#1E3A56;border-color:var(--fill);background:var(--sel)}
.mrow{display:flex;gap:18px;padding:16px 22px;align-items:flex-start;border-top:1px solid #EDF1F5}
.mrow:first-child{border-top:0}
.mrow p{margin:0;font-size:14px;color:var(--sec)}
.mnum{flex:none;width:28px;height:28px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:600;font-family:var(--mono);color:var(--soft);background:var(--tint);border:1px solid var(--line)}
.mnum.hi{color:#31506E;background:#DCE6F0;border-color:#B9CBDD}
iframe.embed{width:100%;border:1px solid var(--line);border-radius:12px;background:#fff;display:block}
.cal-embed{min-height:520px;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:auto;margin:18px 0;max-width:860px}
.portraitcard{background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px;box-shadow:0 1px 3px rgba(15,23,42,.05)}
.portraitcard img{width:100%;height:auto;border-radius:8px;object-fit:cover}
.byline{padding:12px 6px 4px;display:flex;align-items:baseline;gap:10px;flex-wrap:wrap;font-size:12.5px}

/* stats */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,240px),1fr));gap:36px}
.stat b{font-family:var(--mono);font-weight:500;font-size:clamp(34px,4vw,44px);line-height:1;color:var(--ink)}
.stat p{color:var(--soft);font-size:13.5px;margin-top:10px;max-width:24em}

/* tables */
table.tiers{width:100%;border-collapse:collapse;font-size:14px}
table.tiers th{text-align:left;font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);padding:10px 12px;border-bottom:1px solid var(--line)}
table.tiers td{padding:12px;border-bottom:1px solid #EDF1F5;color:var(--soft);vertical-align:top}
table.tiers td:first-child{font-weight:600;color:var(--ink)}
table.tiers td.p{color:var(--slate);font-weight:600}
table.tiers tr:last-child td{border-bottom:0}

/* legal */
.legal-grid{display:grid;grid-template-columns:minmax(0,240px) minmax(0,1fr);gap:48px;align-items:start}
.toc{position:sticky;top:92px;list-style:none;margin:16px 0 0;padding:0;display:flex;flex-direction:column;gap:2px;font-size:14.5px}
.toc a{text-decoration:none;color:var(--muted);display:inline-flex;align-items:center;min-height:40px}
.toc a:hover{color:var(--ink)}
.legal h2{font-size:24px;margin:34px 0 10px}
.legal p,.legal li{color:var(--sec);font-size:15.5px;max-width:68ch}
.legal p+p{margin-top:12px}
.legal ul{padding-left:20px;margin:8px 0 0;display:flex;flex-direction:column;gap:8px}
.updated{font-family:var(--mono);font-size:12px;letter-spacing:.08em;color:var(--muted)}

/* footer */
footer{padding:40px 0}
.footline{height:1px;background:var(--line);margin-bottom:20px}
.footrow{display:flex;flex-wrap:wrap;gap:8px 22px;font-size:12.5px;color:var(--muted);align-items:center}
.footrow a{color:var(--soft)}
.footrow .sp{flex:1}

/* mobile */
@media(max-width:920px){
  .navlinks{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:8px 16px 16px;gap:2px;box-shadow:0 12px 24px rgba(15,23,42,.08);margin:0}
  .navlinks.open{display:flex}
  .navlinks a{min-height:48px;font-size:16px;padding:12px 8px}
  .navlinks .btn{margin:8px 0 0;justify-content:center}
  .menubtn{display:inline-flex;align-items:center;justify-content:center;min-width:44px;min-height:44px;margin-left:auto;background:#fff;border:1px solid var(--line2);border-radius:8px;cursor:pointer;font-family:var(--mono);font-size:11px;letter-spacing:.12em;color:var(--ink);padding:0 14px}
  .navbar{position:relative}
}
@media(max-width:820px){
  .g2,.g2.wide,.g2.narrow{grid-template-columns:1fr;gap:32px}
  .hero{padding:104px 0 52px}
  .sec{padding:54px 0 22px}
  .plate,.dark{padding:30px 22px;border-radius:12px}
  .card{padding:22px}
  .legal-grid{grid-template-columns:1fr;gap:20px}
  .toc{position:static}
  .lede{font-size:16px}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{transition-duration:.01ms!important;animation-duration:.01ms!important}
}